Debt Management

Right Corecare offers a specialist Debt Management Service as part of its EAP service.

People get into debt for a number of reasons, in most cases it is not because they have been reckless or even careless but, is often the result of a change of circumstances such as: loss of income through job changes, divorce or separation, illness and other life changing events.

Most people use this service after attempting to keep up the repayments for a long period, but without success. There usually comes a point when they realise that they have to take some drastic action or they will never see an end to the phone calls and letters from the people they owe money to. Their debts are often increasing on a daily basis with added interest and charges and their payments are not actually reducing the balance.

A debt management plan will put people back in control without borrowing more money (experience shows that this can just make things worse). With only one payment to make and a realistic chance of getting interest and charges frozen and no fees taken out, debts will be repaid as quickly as possible.